Financial Foundations Program
A practical 12-week journey into budgeting that works for real life. We skip the theory-heavy stuff and get straight to methods you can actually use.
What You'll Actually Learn
Most budgeting courses throw spreadsheets at you and call it a day. We don't do that. Our program focuses on building habits that stick, understanding where your money actually goes, and creating systems that adapt when life throws curveballs.
You'll work through real scenarios – the kind where unexpected car repairs happen or your income fluctuates. Because that's what actual budgeting looks like for most people in Australia.
Live sessions run Tuesdays and Thursdays, 6:30-8:30 PM AEST. Can't make it? All sessions are recorded and available within 24 hours. You'll also get access to our resource library and weekly check-in groups.
The 12-Week Breakdown
Getting Started
Track where your money goes now – no judgment, just data.
- Setting up tracking systems
- Identifying spending patterns
- Creating baseline budgets
Income Reality
Regular salary or gig work? Both need different approaches.
- Fixed vs variable income strategies
- Planning for tax obligations
- Buffer building techniques
Essential Categories
Housing, transport, groceries – the non-negotiables that need careful planning.
- Fixed expense optimization
- Reducing recurring costs
- Smart grocery budgeting
Variable Spending
Entertainment and lifestyle costs that fluctuate month to month.
- Setting realistic limits
- Seasonal spending patterns
- Social life budgeting
Emergency Funds
Because cars break down and washing machines die at the worst times.
- Building starter funds
- Calculating target amounts
- When to use it (and when not to)
Debt Management
Credit cards, personal loans, HECS – strategies for each type.
- Prioritization methods
- Payment acceleration tactics
- Avoiding new debt traps
Who's Teaching This
Our instructors come from backgrounds in financial counseling and have worked with hundreds of Australian households. They've seen every budgeting challenge imaginable and know what actually works beyond textbook advice.
Linnea Viklund
Lead Financial Educator
Spent eight years as a financial counselor in Western Sydney. Specializes in helping families manage irregular income and build sustainable saving habits.
Vesna Petrović
Budgeting Specialist
Former bank employee who switched to financial education. Known for practical debt reduction strategies and realistic goal-setting frameworks.
Aoife Gallagher
Program Coordinator
Manages student support and runs weekly accountability groups. She's the person who'll answer your questions between sessions and keep you on track.
Investment Options
Standard Program
$895 One-time paymentFull access to the 12-week program with all core materials and live sessions.
- 24 live instructional sessions
- All session recordings
- Digital workbook and templates
- Access to resource library
- Community forum access
- 6 months platform access
Payment plans available upon request
Extended Support
$1,295 One-time paymentEverything in Standard plus additional coaching and extended resources.
- Everything in Standard program
- 3 individual coaching sessions
- Weekly accountability check-ins
- Advanced budgeting templates
- Priority instructor access
- 12 months platform access
- Graduate community membership
3-month payment plan: $450/month
Program Format Details
Live Sessions
Interactive sessions held twice weekly via video conference. Average class size is 18-22 participants to maintain quality interaction.
Weekly Practice
Expect to spend 3-4 hours per week on assignments and budget tracking outside of live sessions.
Start Date
September intake begins Tuesday, September 9, 2025. Registration closes September 2, 2025 or when capacity is reached.
Technical Requirements
Reliable internet connection, computer or tablet, and basic spreadsheet software (free options provided).